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School Bus Contractor Insurance

school bus contractor insurance

Our School Bus Contractor policy is insurance uniquely designed to fulfill a wide range of special insurance needs for School Bus Contractors. Program is designed for School Bus operations contracted primarily to local Public School Districts.

Key Benefits

Auto Liability

    • $1 M Combined Single Limit
    • Uninsured/Underinsured Motorist
    • Personal Injury protection where required by law

Auto Physical Damage

    • Comprehensive


    • Owned/non-owned/hired vehicle
    • Hired car physical damage including loss of use
    • Zero deductible glass on reports
    • Lease Gap coverage
    • Towing
    • Electronic equipment

Risk Management Services

  • Product specific web-based Risk Management Services solutions through PHLY.com/RMS
  • Free online interactive Defense Driver Training course and examination
  • Regular e-flyer communications on current Risk Management Services issues and Large Loss Lessons Learned
  • Strategic partnership with best-in-class vendor for discounted background & motor vehicle record (MVR) checks


1. Stated amounts available for Auto Physical Damage coverage
2. Ability to issue required state and federal filings
3. Loss runs available on demand
4. School Bus Auto enhancement tailored for School Bus Contractors
5. Ability to add Property & Commercial General Liability
6. Multi-state capability with the exception of Louisiana, New York, Nevada, Michigan and Florida.
7. Umbrella Limits available up to $4,000,000 excess of $1,000,000 when primary is written with PHLY
8. Risk Management Services with expertise in evaluating School Bus fleets including driver screening and training
9. Ability to add Abuse & Molestation to General Liability
10. W.A. George Insurance Agency has 47 years of experience writing Commercial Auto Insurance

Financial Insurance