School Bus Contractor Insurance

school bus contractor insurance

Our School Bus Contractor policy is insurance uniquely designed to fulfill a wide range of special insurance needs for School Bus Contractors. Program is designed for School Bus operations contracted primarily to local Public School Districts.

Key Benefits

Auto Liability

    • $1 M Combined Single Limit
    • Uninsured/Underinsured Motorist
    • Personal Injury protection where required by law

Auto Physical Damage

    • Comprehensive


    • Owned/non-owned/hired vehicle
    • Hired car physical damage including loss of use
    • Zero deductible glass on reports
    • Lease Gap coverage
    • Towing
    • Electronic equipment

Risk Management Services

  • Product specific web-based Risk Management Services solutions through
  • Free online interactive Defense Driver Training course and examination
  • Regular e-flyer communications on current Risk Management Services issues and Large Loss Lessons Learned
  • Strategic partnership with best-in-class vendor for discounted background & motor vehicle record (MVR) checks


1. Stated amounts available for Auto Physical Damage coverage
2. Ability to issue required state and federal filings
3. Loss runs available on demand
4. School Bus Auto enhancement tailored for School Bus Contractors
5. Ability to add Property & Commercial General Liability
6. Multi-state capability with the exception of Louisiana, New York, Nevada, Michigan and Florida.
7. Umbrella Limits available up to $4,000,000 excess of $1,000,000 when primary is written with PHLY
8. Risk Management Services with expertise in evaluating School Bus fleets including driver screening and training
9. Ability to add Abuse & Molestation to General Liability
10. W.A. George Insurance Agency has 47 years of experience writing Commercial Auto Insurance

Liability Insurance For Oil and Gas Contractors

man on an oil platformOur commercial general liability coverage is designed to address the distinct general liability needs of the oil and gas contractor. It can include features such as contractual indemnity and additional insured protection. 

Other features can include pollution coverage clean-up cost for sudden and accidental pollution resulting from performance of oil and gas operations.

Also,  underground resource and equipment coverage is included. The general liability form allows for third party liabilities arising out of certain types of damage to underground resources or equipment. The policy can also be endorsed to cover inland marine and property to cover the cost of losses related to control of well, contractors equipment, office contents or oil lease properties.


Protection against legal liability to any third party with respect to recovery of damages claimed against such third party as a result of injury to your employees.
When you need dedicated for your oil and gas contracting operations call or email W. A. George Insurance Agency at 312.729.5265 or by email at This email address is being protected from spambots. You need JavaScript enabled to view it.

We are committed to your protection.




Alarm Installation & Monitoring Insurance

alarm system installer

If you’re in the Alarm Business, W.A. George Insurance Agency can help obtain the right insurance.

Most alarm systems are found in electronic form today. Sensors are connected to a control unit via either a low-voltage hard wire or narrowband RF signal, which is used to interact with a response device.  The most common security sensors indicate the opening of a door or window or detect motion via passive infrared (PIR).

In new construction, systems are predominately hard wired for economy, while in retrofits, wireless systems may be more economical and certainly quicker to install.

Some systems are dedicated to one mission; others handle fire, intrusion, and safety alarms simultaneously. Sophistication ranges from small, self-contained noisemakers, to complicated, multizone systems with color-coded computer monitor inputs.

Many of these concepts also apply to portable alarms for protecting cars, trucks or other vehicles and their contents (ie., “car alarms”).

It’s hard to predict when disaster may hit your business, and it’s crucial that your operation be fully protected by a good insurance company and insurance broker.

W.A. George Insurance Agency understands your business and your insurance needs.

Whether it’s sales or service, monitoring or installation, commercial or residential, safety equipment or fire suppression contractors, your key roles are supervision and equipment.

W.A. George Insurance Agency, We offer General Liability, Professional Liability, Worker’s Compensation, Automobile Liability and Umbrella/Excess Liability.

Some Features of our Liability Policy

General Liability
Provides indemnity for Personal Injury/Accidental Bodily Injury (other than employee) or Damage to Property arising during the course of your companies business.

Products Liability
Coverage is provided for Liability relating to Accidental Bodily Injury to any person (other than employee) and/or Loss or Damage to Property caused by any product or equipment sold, supplied, Repaired, serviced, installed or manufactured by your company.

Contractual Liability
This insurance provides indemnity for your Legal Liability arising out of the failure to carry out the duties which you have contracted to perform.

General Liability Limits start at $300,000.




Municipalities, Counties and Villages Insurance

red fire engine and station

At W.A. George Insurance Agency, we understand the unique challenges municipalities and counties face every day. That’s why we have developed products and services exclusively for your municipality or county. You need custom solutions designed to fit your specific needs – from understanding PIT maneuvers and skateboard parks, to city planning and street and road management. Our dedicated team can provide flexible, intelligent and competitive solutions that are aligned with your evolving insurance needs.

The market leader- In addition to municipalities and counties, W. A. George Insurance Agency can provide products and services for a range of local government entities, including public utilities, transits and other special-purposes.

We provide one source for insurance and risk management solutions for municipalities and counties.

Our products include:

  • General liability
  • Inland marine Auto liability and physical damage
  • Crime Public entity management liability
  • Umbrella Employment practices liability
  • Workers compensation Law enforcement liability
  • Large deductible and self-insured programs
  • Property
  • Equipment breakdown

Our total account solution provides one-stop shopping and minimizes coverage gaps to provide seamless service for your public entity in the unfortunate event of a claim.

Send us your RFP.


Who we are:
W.A. George Insurance Agency is a leading advisory, broking and solutions organization that helps clients throughout the United States turn risk into a path for growth. With roots dating from 1972, W.A. George Insurance Agency that marriage risk, optimize benefits, cultivate talent, and expand the power of capital to protect strengthen institutions and individuals. Our unique perspective allows us to see the critical intersections between talent, assets and ideas—the dynamic formula that drives business performance market insurance in over 32 states.

We help organizations unlock new potential through effective risk management.

Our clients rely on us to craft strategies to quantify, mitigate, and transfer risk, taking advantage of our specialist industry experience and unparalleled market know-how. The result is a new way of embracing risk that drives superior results.

We understand that each of our clients is unique. As such we have designed a team approach that will deliver the nationwide risk management strategies of W. A. George Insurance Agency coupled with the expertise of brokers who will design the placement and day to day account management of your program. In addition, we will deliver world class consulting services to the city with a focus on significantly reducing the cost of risk to the city.

Parksmart Valet Insurance

Parksmart Valet Insurance

Commercial General Liability Insurance
Commercial General Liability Insurance shall be provided with a minimum bodily injury and property damage per occurrence limit of $1,000,000 for Coverage A (Bodily Injury and Property Damage) and coverage B (Personal and Advertising Injury); and $1,000,000 product/completed operations limit of liability. The policy shall contain the following provisions.

  1. Blanket contractual liability coverage for liability assumed under this Parking Agreement
  2. Independent Contractors
  3. Fire Legal Liability with a minimum limit of $100,000
  4. Medical expense coverage with a minimum limit of $5,000 anyone person
  5. Additional Insured will be named
  6. Thirty (30) day Notice of Cancellation in favor of the named additional insured
  7. Waiver of Transfer of Right of Recovery Against others in favor of the named additional insured

Commercial Crime Insurance Coverage
Commercial Crime Insurance Coverage shall be provided for all losses emanating from the handling of the City’s money and securities, including but not limited to losses resulting from dishonest or criminal acts, fraud, embezzlement, forgery, misappropriation or loss of funds and errors in the processing or reporting of funds. This policy shall be written for a minimum limit of $1,000,000.

Business Automobile Liability Insurance
Business automobile liability insurance shall be provided for all owned,non-owned and hired vehicles with a minimum combined single limit of $1,000.000.

Workers Compensation
Workers compensation insurance shall afford coverage with limits consistent with statutory benefits outlined in the Workers Compensation Act and minimum policy limits for employer’s liability of $100,000 bodily injury each accident, $500,000 bodily injury by disease policy limit and $100,000 bodily injury by disease each employee.




Financial Insurance