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Day Care Center Insurance

day-care-insuranceW. A. George has programs designed to entertain both profit and non-profit operations providing early childhood education including corporate childcare centers. The program include general liability, professional liability, property, automobile, student accident, abuse umbrella.

Day Care Insurance Plan Details

Property coverage
Business income on an ALS basis
Ordinance or law
Money & securities
Employee theft
Equipment breakdown
 
General liability coverage
Automatic additional insured status
Corporal punishment
Medical payments for children available
Teachers professional liability
Separate abuse limits

Day Care Check List

Use the following list to ensure your day care adheres to basic safety guidelines

  1. Check the lighting in your center
  2. Floor clutter/cleanliness
  3. All cords are out of reach of children
  4. Hot water temperature limited (not too hot)
  5. Electric outlets are plugged
  6. Make staff aware of finger pinch hazards
  7. Windows tempered shatter proof glass
  8. Furniture secured from tipping
  9. Childproof cabinet doors
  10. Bathroom monitoring policies in place
  11. Attics adequate ventilation to prevent heat buildup
  12. Adequate insulation to prevent freezing pipes
  13. No bare wires/no loose sockets
  14. Exits are clearly marked
  15. Emergency phone numbers posted by phones
  16. Chemicals and cleaning products stored away from food and/or food related items
  17. Local fire codes are followed
  18. Carpets are in good repair

Financial Insurance